Michaels offers you the opportunity to select medical and vision coverage that extends your province health plan benefits. This “extra” coverage protects you from life’s expected — and unexpected — health expenses.

If you are an eligible full-time Team Member, Michaels offers you medical and vision coverage through the Michaels Extended Health/Vision Plan — this enhances or “extends” the coverage you receive from your provincial health plan.

You must enrol in coverage when you are first eligible. If you do not enrol when you are first eligible, you will be required to complete a Statement of Health in order to select Extended Health and Dental benefits coverage for you and your eligible dependants. Coverage will not be effective until your Statement of Health is approved by Sun Life Financial.

Extended Health/Vision Benefits at-a-Glance
Below is what the plan pays.

Prescription Drugs/Pay-Direct Drug Card (no deductible)
Tier 1 — 90%
Tier 2 — 60%
Tier 3 — 40%
Licensed Paramedical Practitioners (physiotherapist, massage therapist, speech pathologist, psychologist, chiropractor, osteopath, naturopath and podiatrist or chiropodist)
80% up to $750 combined maximum per calendar year
Licensed Provider of Orthotics, Orthopaedic Shoes (Team Member coverage only)
100% up to $400 per calendar year
Semi-Private Hospital
100%
Private Duty Nursing
100% up to $10,000 per calendar year
Services and Supplies (crutches, canes, casts, rental of hospital beds, wheelchairs, ambulance services, etc.)
100%
Hearing Aids
$500 every 5 years
Vision
100% reimbursement up to a maximum of $200 every 24 months for glasses and contact lenses
Licensed Ophthalmologist/Optometrist
1 eye exam every 24 months (every 12 months if under 18)
Emergency Out-of-Province/Country & Travel Assistance
100% (maximum of 60 days per trip; up to a lifetime maximum of $1,000,000)

Your smile is an indicator of overall well being. Our dental plan helps you maintain good dental health at an affordable cost.

Michaels offers all eligible full-time Team Members dental coverage. You must enrol in coverage when you are first eligible or you will be considered a late entrant and limited to $250 for the first 12 months of coverage.

Dental Benefits at-a-Glance
Below is what the plan pays.

Deductible
None
Check-Up Frequency
Once every 6 months
Complete Exam Frequency
Once every 36 months
Emergency Exam
Once every 12 months
Preventive & Periodontal Scaling
Total of 8 time units per year (1 time unit = 15 minutes)
Denture Adjustment, Repair, Relining
100% (once every 36 months)
Diagnostic & Preventive Services (oral exams, cleanings, X-rays)
100%
Basic Services (fillings, extractions, root canal treatment, periodontal treatment and minor surgical procedures)
80%
Major Services (crowns, bridgework, full or partial dentures and major surgical procedures)
50%
Maximum (Diagnostic, Preventive, Basic and Major services)
$1,500 per calendar year combined
Orthodontic Services (diagnostic services and fixed or removable appliances)
50% (up to a lifetime maximum of $1,500 per covered person); for dependant children only, provided treatment commences prior to reaching age 21
Dental Fee Guide
Current Fee Guide in the Province of Treatment

Note: If you and/or your eligible dependant became insured more than 31 days after the date you became eligible for dental coverage, the maximum amount payable for all eligible expenses combined during the first 12 months of insurance will be limited to $250 for you and each insured dependant.